If you are planning to borrow $4000 dollars and pay back by monthly fees, where can I get approved quickly with a low credit score? This is really a question thats asked frequently at 3MonthLoanLenders.com.

It is quite true that things used to be very difficult for people with bad borrowing-repayment history to secure a good personal loan. Many conventional lenders are less willing to offer easy financing for them. They will carry out a credit check and in case your score is low, you are not likely to be eligible for unsecured personal loans on just your signature alone.

Do you have a stable job/income? The most common way to get a fast personal loan is to rely on legit direct lenders that are not banks. Although these have easier borrowers’ requirements, they tend to carry an astronomical interest rate which may prove too expensive whenever you want to borrow 2000 dollars and up. These personal loan rates are probably better suited when you just want a small amount under 500 dollars to help you bridge the gap between paychecks. And the consequences of not getting the money is much worse than its financing costs.

Get Loan Quote From 3MonthLoanLenders.com There are other reasonable options even though you actually prefer a long term personal loan for bad credit. As more and more people are getting used to using non-bank alternatives like online loans, new products are also being introduced to meet the demands of consumers who prefer a non payday loan with a longer payback.

While a typical $500 payday loan often had to be repaid in less than 30 days, some money lenders are offering personal loans with monthly payments which promise to give you a long deadline period that lasts up to 12 months. As such, you may wish to try for a free loan quote at 3MonthLoanLenders.com or search for the websites of direct lenders yourself.